Insurance 

  • Raritan Bay Medical Center is contracted with most insurance plans. As a courtesy to our patients, we will submit our bill directly to your insurance carrier if one was provided upon admission. If you are covered by more than one insurance carrier please provide the necessary insurance information along with copies of your insurance cards at the time of registration. If you are enrolled in a Medicaid Managed Care plan please provide a copy of both your Medicaid card and your managed care ID.
  • If your admission is a result of a motor vehicle accident or from a work related injury, you are required to provide us with an insurance claim number along with the insurance carrier information.
  • It is your responsibility to provide us with complete coverage information, such as; name, address and contact information for the responsible carrier (i.e.: motor vehicle insurance and/or workers compensation) to include a claim number. These claims must be initiated by you or your designee. This is done in an effort to prevent you from being completely responsibly for the entire claim.

Patient/Guarantor Responsibility:

  • As a patient or the guarantor of the patient it is important that you supply Raritan Bay Medical Center with complete and accurate insurance information.
  • It is important to remember that as the patient or the guarantor, you are responsible to notify your insurance carrier immediately of your admission and to comply with their policies concerning referrals and authorizations.
  • Many carriers will periodically update their files regarding coordination of benefits (cob), pre-existing conditions and your dependents school status prior to making payment on medical claims. It is important that you provide this information, if requested, in a timely manner.
  • In the event of an emergency admission, appropriate medical screening and treatment will not be delayed to verify your insurance information or your ability to pay.

What is included in your Hospital Bill:

  • When you are treated in the hospital, the hospital bills for the use of the equipment, supplies, your room & board, etc., and the technical part of the ancillary testing. In addition to the hospital bill, you may also receive a bill from your primary physician, the emergency room physician or other physician groups involved in your treatment or for the professional reading of diagnostic tests.
  • Hospital reimbursement is determined by Medicare, Medicaid, billed charges or it is based upon a contracted rate with the insurance carrier. These parties do not pay for hospitalizations that are not medically necessary. Upon determination that the hospitalization is NO longer medically necessary, you and your physician will be notified as required by State and Federal regulations.
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