Charitable Gift Annuity Rates |
 |
One Life
The rates quoted here reflect the percentage of the original gift that will be paid for the lifetime of the recipient. The minimum gift is $2,500, and all recipients must be at least 50 years old when executing the gift agreement. Rates will vary for a deferred annuity (annuity payments deferred for a period of years after the annuity is executed) or when there is a surviving beneficiary listed.
|
Age |
% |
Age |
% |
Age |
% |
Age |
% |
|
|
|
|
|
|
|
|
|
| 50 |
5.8 |
61 |
6.7 |
72 |
7.7 |
83 |
9.9 |
| 51 |
5.9 |
62 |
6.8 |
73 |
7.8 |
84 |
10.2 |
| 52 |
6.9 |
63 |
6.9 |
74 |
8.0 |
85 |
10.5 |
| 53 |
6.0 |
64 |
6.9 |
75 |
8.2 |
86 |
10.8 |
| 54 |
6.0 |
65 |
7.0 |
76 |
8.3 |
87 |
11.1 |
| 55 |
6.1 |
66 |
7.1 |
77 |
8.5 |
88 |
11.4 |
| 56 |
6.2 |
67 |
7.2 |
78 |
8.7 |
89 |
11.7 |
| 57 |
6.3 |
68 |
7.3 |
79 |
9.0 |
90 |
12.0 |
| 58 |
6.4 |
69 |
7.4 |
80 |
9.2 |
91 |
12.0 |
| 59 |
6.5 |
70 |
7.5 |
81 |
9.4 |
92 |
12.0 |
| 60 |
6.6 |
71 |
7.6 |
82 |
9.6 |
93+ |
12.0 |
To estimate the annuity rate for a principal recipient and a survivor beneficiary, subtract 4 years from the age of the younger person.
Deferred Gift Annuity
You may elect to gift an annuity this year, taking a federal income tax deduction now, and defer payments to a future year when the income may be needed more. Depending on the number of years of deferment, the annuity rate could be considerably higher than the rate indicated on the single life chart.
