Financial Assistance

Financial Assistance

Raritan Bay Medical Center prides itself on the quality of care we provide to our community. RBMC will provide, without discrimination, care for emergency medical conditions (within the meaning of the Emergency Medical Treatment and Labor Act, Section 1867 of the Social Security Act (42 U.S.C. 1395dd)) to individuals, regardless of whether they are eligible for the financial assistance policy. In addition, our policy prohibits “debt collection activities that interfere with the provision, without discrimination, of emergency medical care,” regardless of where such activities occur.

RBMC must charge and bill for all services rendered to all of our patients. The amount of the total charges will be dependent upon the extent of the services ordered and provided by your doctor and clinical team. RBMC’s financial assistance policy is only for hospital bills. This policy does not cover the professional bills associated with the care and/or treatment associated with a patient’s hospital visit.

RBMC is contracted with most insurance plans. As a courtesy to our patients, we will submit our bill directly to your insurance carrier if one was provided upon admission. If you are covered by more than one insurance carrier, please provide the necessary insurance information along with copies of your insurance cards at the time of registration. If you are enrolled in a Medicaid Managed Care plan, please provide a copy of your Medicaid card and your managed care card.

If you are uninsured or your insurance doesn’t cover all of the costs of your medical stay, there are federal and state sources of financial assistance that you may qualify for. Our financial counselors are available to discuss what assistance you may qualify for, as the eligibility requirements of these plans are not all the same. Financial counseling is available by calling 732-324-5229. Financial Counseling Office hours are 9:00 a.m. to 1:00 p.m., Monday through Friday (located on the concourse level at the Perth Amboy hospital).

RBMC provides self-pay discounts for outpatient and inpatient visits, comparable to the Medicare payment rate for those patients who do not qualify for financial assistance and are uninsured for medically emergent visits. RBMC participates in the following assistance programs: New Jersey Medicaid, NJ FamilyCare, the Medical Emergency Payment Program for Undocumented Residents, Presumptive Eligibility– Medicaid, and the New Jersey Hospital Care Payment Assistance (Charity Care) Program. Eligibility for the programs is dependent on the income and asset criteria defined by the state of New Jersey. When you meet with one of our financial counselors, you will be provided with a detailed list of what you will need.

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